Legal Resources

How to Address the Problem of a Low Appraisal

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HOW TO ADDRESS THE PROBLEM OF A LOW APPRAISAL   It happens.  You have worked hard to gather all your ...

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A Surety Bond is an agreement between a local government, applicant and a surety broker.

Surety Bond & Land Use Boards

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  A surety bond is a three-party legally binding agreement between a local government, a principal/applicant and a surety bonds company. It guarantees to ...

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can a buyer move in to a short sale before closing?

Can A Buyer Move Into A Short Sale Prior To Closing?

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I’ve been doing this for awhile but I heard something new just the other day. A potential buyer submitted a ...

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Trump challenges judge

Trump’s Claims of Bias By Judge Curiel Are Likely Not Legally Sufficient

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  “Come at the king, you best not miss.” – Omar Little, “The Wire” In recent weeks, presumptive Republican presidential ...

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What Is An Arms Length Transaction Affidavit

What is an Arms Length Transaction Affidavit?

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If you are selling or buying a home through short sale, the chances are that you’ve heard the term: Arms ...

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New Jersey Red Light Camera Law

New Jersey Red Light Camera Law May Get Green Light

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Nearly 18 Months After New Jersey’s Red Light Cameras Go Dark, Two Red Light Camera Bills Pending in the New ...

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Credit Card Protection

Buyer Beware

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How To Hold Your Credit Card Company Accountable For A Merchant’s Shortcomings It should come as no surprise to anyone ...

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If You Didn’t Write It Down, It Didn’t Happen

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Defending Condominium Association Actions from Judicial Scrutiny Following any given condominium board action or vote by association members, there may ...

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One in 10 Homeowners Is Underwater On Their Mortgage

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If you are in this boat, don’t wait to begin bailing out So, you are not alone. More than one out ...

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What is a Broker’s Price Opinion

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The Broker’s Price Opinion is a tool used by lenders and mortgage companies to value properties in situations where they ...

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Bank Owned Properties and Title Delays

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Bank Owned Properties May Not Close As Fast As You Thought As the foreclosure pipeline continues to release bank owned ...

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Do I Even Need An Attorney To Handle A Short Sale?

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Do you even need an attorney to handle a short sale? This is a great question that has brought a ...

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How do I make a winning offer on a Short Sale Home?

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One of the most frequent questions from short sale buyers is: “What is a winning offer for a short sale ...

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Should I Stick It Out Or Short Sell A Home I Love?

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I was thinking the other day about a friend who is concerned about their real estate position. They are in ...

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Applying for a Mortgage Modification

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In some cases mortgage holders may qualify for a modification of the terms of their loan.  In order to find ...

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New Data on Underwater Homeowners – 7 Million

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There is new data on the number of U.S. homeowners who owe more than their homes are worth. Realtytrac.com, a ...

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Can I Reuse A Hardship Letter?

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If a seller has gone through the process of seeking a mortgage modification or temporary forbearance they are likely already ...

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Do you offer Short Sale Seminars?

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No. That answer might surprise you, but I have a good reason. First, I see the value in doing public ...

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Why Do Some Sellers Request A Contribution At Short Sale Closing?

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One of the tactics of lenders is to require the seller to contribute anywhere between $3,000 and $10,000 in order ...

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IRS Tax Liability and Short Sale Transactions on Primary Residences

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Working through the short sale process is complicated and the advantages, pitfalls and implications are diverse and very fact sensitive. ...

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New Year – New Services

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At Schroeder Law Group, our goal is to be your legal resource for life and that’s why we’ve expanded our ...

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Why does it take so long for a lender to approve a short sale?

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Well, no one really knows. There are a lot of theories out there that range from the usual reasons such ...

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How To Receive Relocation Assistance With Home Affordable Foreclosure Alternatives Program

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If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible ...

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How To Spot A Mortgage Relief Scam

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“Certainly Mrs. Smith, I can renegotiate your loan with your lender. I will just need a retainer of $500 today ...

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Why you can afford an attorney to assist in your short sale

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One of the biggest fallacies about the short sale process is that you cannot afford an attorney. I have the ...

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